This paper was presented by Mr Les Armstrong (ARQRV President) at a conference several months ago, and residents may consider it a useful and valuable exercise to print it out and send it to their Scheme Operator. Throughout Australia the Retirement Village industry is currently having great difficulty in selling their units. This paper clearly informs Scheme Operators why this situation has arisen. Contact the Web Manager if you have some comments about this paper you would like the committee to consider. Click on INDUSTRY VIABILITY to read is informative paper.